Filing For Bankruptcy? Why You Should Hire A Lawyer Rather Than Go It Alone

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bankruptcy and the recovery after

Credit issues can arise more quickly than you might ever think. Within two years, my credit went from outstanding to outrageous and it all happened quickly. One day, I went into work like I normally did to find out that the plant was closing down and that many of the employees were let go immediately. I had no way to pay the bills that I owed each month. My only option after months of searching for work was to file for bankruptcy. This blog will tell you about the bankruptcy process and how to recover after it is all said and done.

Filing For Bankruptcy? Why You Should Hire A Lawyer Rather Than Go It Alone

15 August 2018
 Categories: , Blog


When the bills start piling up so much that you just don't know how you're going to get everything paid, filing for bankruptcy can be a major blessing. If you file for a Chapter 7 bankruptcy you can expect to have all of your debts liquidated, and if you opt for the 13 your bills will be consolidated into a single expense that you pay to the trustee each month. Although it is possible to file for bankruptcy without going through a lawyer and you might have been thinking about taking this route, keep reading to see why it's vital for you to get a bankruptcy attorney on your case.

Bankruptcy Lawyers Alleviate Your Stress

If you are majorly behind on your bills, there's a good chance that you are receiving a lot of unwanted phone calls. The people and companies that you owe are vigorously trying to collect their funds, and if you don't have the money it becomes frustrating and tedious to continuously answer their queries and have to tell them over and over that the cash just isn't there.

You can relieve yourself and take the load off your own back by hiring a bankruptcy attorney. As soon as you enter into partnership with the attorney, they will send out a cease and desist letter to your creditors which will prohibit them from contacting you about the debt. All correspondence will go directly through to the lawyer instead of being forwarded your way. This should be enough to give you the kind of relief that you might not have experienced in a very long time.

Bankruptcy Attorneys Simplify A Complex Process

The paperwork that you have to fill out in order to file bankruptcy can be quite complicated. Failing to fill out the documents correctly could hold your case up or even cause you to be denied once the claim makes it to the judge. 

Let an experienced bankruptcy attorney handle the filing for you. They know what needs to be included and will be sure to submit a complete file that lists all of your debts so you can rest easy about the state of your case.

Bankruptcy lawyers are there to answer your questions and let you know what to expect every step of the way. Don't go through the bankruptcy journey on your own. Be sure to contact a business like Phoenix Law for more help.